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What Is the Car Accident Claim Process?


In Georgia where Harris Lowry Manton is located, there are two primary types of insurance coverage that are involved in most automobile wrecks: personal injury coverage and property damage coverage.

In personal injury coverage, the person who is injured has to prove that someone else caused the wreck. So at beginning of the process, the insurance companies begin their investigation, and they focus on two primary things. One, finding out what happened in the wreck and who was at fault. Two, determining what the person’s injuries are that’s been injured because of someone else. Because the personal injury claims involve multiple questions by the insurance company, it’s often best to speak with a lawyer to assist in handling those types of claims.

This is unlike the property damage claims, which you may have coverage under your own automobile policy that will provide compensation for the damage to your vehicle, regardless of who was at fault.

If you’ve been injured in a case, it’s important to have a lawyer there to assist you. If you speak to an insurance company without the lawyer, they are taking what you provide them and using it to assist them, not necessarily to assist you. It’s important to talk to a lawyer that’s experienced in car accident wrecks to help you navigate through that process and then make the determination if that is the appropriate firm to represent you in a case.

Harris Lowry Manton LLP fights on behalf of Georgia car accident victims. We have secured more eight-figured verdicts over the last 11 years than any other law firm in the state. If you or your loved one has sustained a serious injury or loss in a car wreck, we can help. Please complete our contact form or call one of our convenient office locations – in Atlanta at 404-961-7650 or in Savannah at 912-651-9967 – to learn more.

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