As a passenger who is injured in a vehicle wreck, you probably understand that the responsibility resting upon the driver does not belong to you. As a passenger in a situation in which a friend or family member is at-fault for the crash, you may be inclined to avoid filing a claim against the person you care about. However, in order to obtain the financial compensation to cover your losses, it often becomes necessary.
If you are uncertain about your responsibilities, or how the cost of your required medical care and other expenses will be paid, we understand. Here, we will address some of the concerns our clients express when they seek our services.
What do I do after a car accident?
After the crash, take time to document the scene with photographs, obtain insurance information from all parties involved, take witness statements, and make sure the police report documents you as a passenger. Inform your insurance company that you were a passenger involved in a car crash, so that it is properly documented.
If appropriate, hire an attorney who will effectively negotiate on your behalf with the insurance companies and secure the settlement you need, or advise you about your options for going to trial.
When the at-fault party has no insurance
If the driver of the other vehicle is found at-fault for the accident and does not have auto insurance, the insurance of the driver whose car you are in should cover your expenses. However, if the driver of the car you are in is found responsible for the crash and does not have auto insurance, the insurance of the other driver will not cover you. In this case, you will need to explore your own insurance coverage. In this scenario, your insurance company may have you covered as a passenger.
When multiple parties are at-fault
When there are multiple vehicles involved in a collision, it can become more complicated to make a claim for damages. You may need to file claims with multiple insurance companies. When you come in for an appointment, we can explain how to proceed, based on the circumstances of your case.
The statute of limitations in Georgia
Generally, you have two years to file a personal injury claim. However, you should seek legal counsel as soon as you can, to ensure that your claim is filed correctly and quickly. The longer you wait to file a claim, the longer it will be before you can obtain compensation.
If you are recovering from an injury suffered in a collision, our experienced car accident attorneys in Atlanta and Savannah are here to fight vigorously on your behalf for the compensation you are owed. Let’s review your options together. To arrange a free consultation with an experienced lawyer from Harris Lowry Manton LLP, please fill out our contact form or call us: in Atlanta at 404.998.8847, or in Savannah at 912.417.3774.
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